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Pricing

Transparent pricing.
No revenue percentage. No surprises.

Every plan is a flat monthly fee, billed annually. India GST compliance, TDS tracking and e-invoicing are included in every plan.

🎁 All plans include a 14-day free trial. No credit card required
14-day free trial
Starter
₹12,000
per month · billed annually
 
Early-stage India SaaS up to ₹1Cr ARR. Single entity, single GSTIN.
Plan limits
Active customers30
AI contract extractions/year25
Invoices/year500
Team users3
GSTINs1
Entities1 (India only)
Billing & Compliance
Subscription billing, monthly, quarterly, annual
India GST, all 10 treatment types
IRN e-invoicing via IRP portal
TDS Section 194J tracking
KYC onboarding with 11 auto-connections
Proforma → Tax Invoice on PO receipt
Basic AR aging & dunning
Contract & FP&A ▾
Contract management (25 AI extractions/yr)
Basic FP&A dashboard, ARR, MRR
Payment score & basic dunning
Support ▾
Email support, 48h SLA
🤖 AI Agents not included, available on Growth plan
Most popular
14-day free trial
Growth
₹38,000
per month · billed annually
 
🤖 All 8 AI Agents, included
8 Agents
1,200 agent actions/mo · Collections, Compliance, Billing, Period Close, Anomaly, Renewal, Customer Intel · Overage ₹6/action
Series A/B India SaaS. Multi-entity, multi-GSTIN, full ASC 606. The complete CFO platform.
Plan limits
Active customersUnlimited
Active contracts managedUnlimited
AI contract extractions/year300 (+₹50/extra)
Invoices/year5,000 (+₹2/extra)
Team users10 (+₹500/user/mo · max 15)
GSTINs2 included (+₹500/GSTIN/mo · max 5)
India entities1
International entities1 included (+₹2,000/entity/mo · max 3)
Growth add-ons (optional)
👤 Extra team users ₹500 /user/mo · max 5 extra
🏢 Extra GSTINs ₹500 /GSTIN/mo · max 3 extra
🌏 Extra intl. entities ₹2,000 /entity/mo · max 2 extra
Need more than 15 users, 5 GSTINs, or 3 international entities? → Enterprise plan
Everything in Starter, plus:
Advanced Billing ▾
Multi-year contracts with ratchet detection
Usage metering, Capped, PAYG, Tiered, Rollover
Advance billing, 15/30/45/60/90 days
Quote to Cash pipeline
NLP invoice creation
India Compliance (Full Depth) ▾
2 GSTINs (add up to 3 more · ₹500/GSTIN/mo), multi-state branch coverage
26AS TDS reconciliation, CA-ready report
GSTR-1 auto-population. Zero manual entry
GSTR-1 filed-return check, Path C only, amendment warning + dual approval
US Market ▾
US Sales Tax via Avalara, all 50 states
ACH via Stripe and GoCardless
1099-K / W-9 tracking
Contract Intelligence ▾
AI extraction, 300 uploads/year, self-improving
Ratchet clause detection in any wording
MSA + Addendum parent-child inheritance
SLA breach escalation, T+42h/66h/90h chain
E-signature, DocuSign, Adobe Sign, Digio
ASC 606 Engine ▾
All 5 ASC 606 scenarios
3-path period close with materiality engine
View A / View B churn, CFO decision + log
FX treatment, IAS 21 / ASC 830 compliant
Multi-entity & Consolidation ▾
1 India entity + 1 international entity
Intercompany eliminations, fully automated
Intercompany FX elimination
Consolidated P&L + ARR waterfall
Pre-close intercompany reconciliation check
Elimination schedule, CA and auditor ready
FP&A & Reporting ▾
ARR / MRR / NRR waterfall, all 4 buckets
Revenue forecasting + scenario modelling
Cohort retention analysis
Board-ready one-click reports
90-day cash flow forecast
Payment Intelligence ▾
Payment score 0–100 (5 tiers)
Custom dunning, 10 action types, 3 templates
Promise to pay + auto-restart on breach
Bad debt provision + write-off workflow
Expansion Management ▾
Fincelo never auto-pro-rates, always 3 options to CFO
Option A: Pro-rated co-terminus · B: Fresh 12-month · C: Extended co-terminus
ASC 606 treatment shown per option, logged with name + timestamp
Expansion ARR tracked separately. Never grouped with New ARR
Upsell signals from Customer Intelligence Agent
Contraction Management ▾
Seat reduction, module downgrade, price reduction, separate contraction bucket
AI blocks any reduction below ratchet / floor quantity / minimum guarantee
Three effective date options, immediate, next billing cycle, at renewal
Module churn from bundle, SSP allocation + CFO decision prompt
Customer-level ARR health dashboard across all contracts
Churn Management ▾
View A: recognise revenue through end date (unconditional right to payment)
View B: stop at termination + credit note, AI scans for no-refund clause
ARR decrements on actual termination date, always independent of revenue view
6 churn scenarios, proper notice, late notice, mid-year, immediate exit, refund, non-renewal
Renewal Management ▾
180-day renewal pipeline, alerts at 180/120/60/30/14/7 days
Renewal health composite score 1–100 with P10/P50/P90 ARR probability
Auto-renewal clause + price escalation detection
Signing gap handling, subscription never shows "Expired"
ARR shown as "At Risk, Grace Period" until signed
Win-back trigger on non-renewal
General Ledger ▾
Chart of accounts, customisable
Journal entries, manual and auto-generated
Trial balance, period-level, exportable
P&L and Balance Sheet, auto-generated from billing data
Deferred revenue waterfall, schedule maintained automatically
Audit trail, every entry immutable with user + timestamp
AI CFO Assistance ▾
AI CFO daily briefing, 8am, personalised
Natural language queries against live data
What-if scenario modelling
CFO decision log, immutable audit trail
Support ▾
Priority support + dedicated CSM
Enterprise
Custom
let's talk
 
Multi-entity at scale, unlimited GSTINs, white-glove implementation, SLA guarantees.
🤖 All 8 AI Agents, included
Unlimited agent actions · CFO Co-pilot full · Custom token limits
Plan limits
Active customersUnlimited
AI contract extractions/yearUnlimited
Invoices/yearUnlimited
Team usersUnlimited
GSTINsUnlimited
EntitiesUnlimited
International entitiesUnlimited
Everything in Growth, plus:
Multi-entity at Scale ▾
Unlimited entities, India + international
Unlimited GSTINs, all branch states
Advanced transfer pricing documentation
Segment reporting across 5+ entities
Custom intercompany agreements per entity pair
Advanced Finance Operations ▾
Custom approval workflows, value thresholds, parallel/sequential
Multi-currency advanced FX, full treasury consolidation
General Ledger with journal entries
Multi-entity budget vs actual
Enterprise Compliance ▾
Security documentation for investor due diligence
SOC 2 Type II report (when certified)
Custom data retention policies
High-availability deployment, 99.9% SLA
Enterprise Service ▾
White-glove implementation + data migration
Dedicated CSM + implementation engineer
White-label option
Custom integrations + elevated API rate limits
Add-ons, pay only for what you need
₹500 /user/mo
Extra users
Beyond the 10 included in Growth
₹500 /GSTIN/mo
Extra GSTIN
3rd, 4th, 5th GSTIN beyond the 2 included
₹2,000 /entity/mo
Extra international entity
2nd or 3rd international entity on Growth
₹50 /extraction
Extra AI extractions
Beyond the 300/year included in Growth
Example: India Pvt Ltd with Maharashtra GSTIN + Karnataka GSTIN + USA LLC → stays on Growth at ₹38,000/mo. 2 GSTINs included, 1 international entity included. Full intercompany eliminations. Consolidated P&L. No forced upgrade to Enterprise.
INR prices exclude GST · USD prices exclude applicable taxes · No revenue percentage · No overage surprises · Cancel anytime
Book a demo →
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